The TMA Connection
The TMA Connection is a local podcast show focused on connecting people in the community with new events, endeavors and opportunities. Interviews include people who are doing amazing things in the community, showcasing difference makers and educating listeners in everything real estate. You’ll get an inside glimpse in the trials and tribulations of growing a successful business while making a difference in the lives of others. The show is hosted by Tim Markland- team leader and Realtor with the The Markland Advantage Team of Cummings and Co Realtors.
In this solo episode of The TMA Connection, Tim goes deep on the proposed 50-year mortgage.
With housing affordability at the center of national conversation, Tim breaks down what a 50-year mortgage could mean for buyers, sellers, and investors heading into the next year. Rather than taking sides, this episode focuses on education — laying out both the potential benefits and the real drawbacks so listeners can decide what makes the most sense for their situation.
Tim discusses how extended loan terms could lower monthly payments, increase buying power, and help some first-time buyers or investors enter the market. He also explains the trade-offs, including significantly higher interest paid over time, slower equity growth, longer debt timelines, and the impact of higher interest rates tied to longer loans.
If you’re buying, selling, investing, or simply trying to stay informed, this episode offers valuable perspective without the noise.
Subscribe to The TMA Connection on Apple Podcasts, Spotify, or your favorite platform — or watch the full episode on YouTube by searching “The TMA Connection.” Like, comment, and share your thoughts — where do you stand on the 50-year mortgage?